Security Consultant Insurance for Security Companies & Professionals

Commercial auto insurance helps keep your company’s vehicles and assets safe in the case of an accident or theft. Auto Liability coverage protects your company should your employees be involved in an accident. Whether your company vehicle is involved in a minor fender bender or a devastating accident, commercial auto coverage has you covered.

Personal auto insurance doesn’t cover accidents or injuries that occur while working a job. State laws also require commercial auto insurance for vehicles used for work purposes. You will need to cover any personal or company vehicles used for security consulting work. If there is an accident, it will cover your employees and other authorized drivers. Insurance also covers other property damage if personal property is damaged by a vehicle an employee is driving while on duty.

Whether your security consulting business leases, has a mortgage, or owns your business property, commercial property insurance helps protect your best interests and your assets. Most leases and mortgages require commercial property to be insured. You’ll want to make sure your establishment is covered if it becomes damaged by flood, fire, natural disaster, inclement weather, or some other catastrophe.

Employee Practices Liability Insurance, or EPLI, is an essential insurance needed to protect employers in cases of wrongful termination. In situations such as wrongful termination, sexual harassment, discrimination, or retaliation, EPLI provides companies a layer of protection. EPLI helps protect companies of various sizes against employee claims and lawsuits.

An Umbrella insurance policy is used when additional limits of insurance are needed on your underlying, primary insurance policies such as General Liability or Commercial Auto. Umbrella policies work to stack limits on top of those types of policies to give the customer additional limits in the event that a claim amount exceeds the total limits of those coverages.