Skip to content

We keep you safe the way you keep others safe

Employee Practices Liability Insurance

EPLI (Employee Practices Liability Insurance) can provide companies an extra layer of protection. EPLI helps protect companies of various sizes against employee claims and lawsuits.

No matter what industry you are in, employees come and go. Many businesses see a lot of turnovers in their workforce. With employees coming and going, how are you to protect yourself from wrongful termination lawsuits? Over the last few years, there has been an exponential increase in claims by employees alleging wrongful termination, sexual harassment, discrimination, and retaliation. The fact that recent settlements and judgments have averaged six-figure amounts encourages employees to pursue such legal actions against former employers.

Companies should not be punished because they choose to downsize due to financial problems. Disgruntled former employees can wreak havoc on a company by making accusations of discrimination or harassment. EPLI (Employee Practices Liability Insurance) can provide companies a layer of protection. EPLI helps protect companies of various sizes against employee claims and lawsuits.

Why El Dorado Insurance is the Right Choice for Protecting Your Business with EPLI

El Dorado Team Members
Josh Ring, President, Working on Customized Quote
El Dorado Located in Houston, TX

You never know when letting an older worker go can come back as an age discrimination complaint, even though no discrimination occurred. A few off-color jokes can quickly turn into a sexual harassment case and your company can end up footing the bill if you haven’t protected yourself with an EPLI policy. At El Dorado Insurance, our business insurance specialists will partner with you to help you protect your company. Here are just a few of the top reasons you should choose us for your Employee Practices Liability Insurance:

Exceptional Reputation

When you work with us, you’ll get the benefit of our 50+ years of hands-on experience. Over these five decades, we’ve successfully built a reputation of trust and respect.

Client-Focused Operation

Our focus is on you and helping your business find workable solutions that fit your specific needs. We have an exceptional eye for detail and will take the time to break them all down to make sure your business gets the EPLI coverage you need.

Trust-Based Relationships

We work closely with you by building a relationship first. We will do our best to maintain open communication with you. We’ll work hard to build and maintain your trust.

Experience and Expertise

At El Dorado, our EPLI specialists don’t just sell insurance policies. They have many years of successful experience and expertise that they will put to work for you. We understand how complex insurance policies can become. That’s why we take the time to create custom policy options crafted to fit your company’s needs.

Customized Policies

Our EPLI coverage isn’t one-size-fits-all. We work closely with you to build a policy specifically for your company. An El Dorado insurance specialist will listen to your concerns and needs and create a custom package that will fit your company’s size, budget, and needs.

Why do you need the right kind of EPLI for your company?

Expectations & Requirements

There isn’t a legal requirement for businesses to have an EPLI policy. However, when you realize that one out of every five businesses with under 500 employees will face litigation claims, and the average cost for defense is $125,000, it just makes sense.

Coverage for Losses

Defending your business from claims, even if you’ve already done employee training, complied with employment laws, and done nothing wrong, can be expensive. An EPLI policy from El Dorado can help protect you and your assets.

Broad Coverage

Your policy can cover applicants, part-time or seasonal workers, as well as independent contractors. You can go wider and cover board members to volunteers. You may want to discuss exclusions for downsizing or other workplace events that could cause employee discontent. We will make sure you get what you need.

Flexible Deductibles

We will leave setting deductibles to you. It will be based on your needs and budget. At El Dorado, your deductibles are up to you.

Do you want peace of mind knowing you are protected against employee claims? El Dorado is the right choice for your EPLI. We have the experience and expertise you need to help protect your business and assets. Since no business is immune from employee lawsuits, let us help protect your company with EPLI coverage.

Protect Against Sexual Harassment Claims with Employee Practices Liability Insurance

Protect Your Business Against Employee Claims

Get Started

Complete our easy online application to begin the process to better protection and less risk.

Select Coverage

Select only coverages that apply to your business, so you get the right coverage at the right price.

Get Covered

Get competitive quotes from specialized carriers and quickly get bound coverage to protect your business!