Security Industry General Liability (E & O) Application

Section I - General Information

Insured's Name (including dba’s) 

Mailing Address: 

City: 

State: 

Zip: 

Physical Address: 

City: 

State: 

Zip: 

Contact:

Title:

Phone:

Cell:

Fax:

Effective Date Desired:

(Check one) Individual: 

Partnership: 

Corp: 

Other: 

FEIN:

License Number(s):

Email Address:

How long in the Security business?

How long under this name?

Has the applicant operated under any other name?

Yes
No

If yes, please identify:

Application Classification:

% Security Service
% Investigations
% Consulting
% Alarm Service and Monitoring

Limit of Liability desired

Each Occurrence: 

$

Aggregate: 

$

In regards to your clients, do you assume any duties not related to security?
(if yes, please explain)

Yes
No

Please provide a list of your (5) five largest clients, along with a description of services:

Are the majority of your clients under contract?

Yes
No

If yes, how many include hold harmless clauses?

Is workers’ compensation coverage currently in force?
(if no, please explain)

Yes
No

Section II – Operations

Names of Owner(s), Partner(s) and Shareholder(s), their percentage of ownership and background in this industry:

Will the principals perform guard/investigative operations?

Yes
No

Number of supervisors: 

Please describe duties of supervisors:

Average numbver of officers per supervisor? 

Employee training consists of: 

Written Manual
Report Writing
Powers of Arrest
On the Job
Firearms
CPR
Other 

Pre-Employment screening procedures for employees
(check all that apply):

Polygraph
Driving Record (MVR)
Psychological Test
Drug Screen
Fingerprint Check
Personal References 
Other

Total number of hours billed to client(s) annually:

Unarmed:
Armed:

Number of officers:

Full Time Part Time
Unarmed Armed

Do you use any golf carts for patrol?
(if yes, how many)

Yes
No

If yes, are they equipped with lights?

Yes
No

Will the public be transported?

Yes
No

Are driving records checked?

Yes
No

Do you anticipate using dogs?
*Must be leashed not to extend 6ft.

Yes
No

Number of dogs used with handlers:

Without handlers:

Do any of your officers use tasers in their operations?

Yes
No

Any operations performing security services where jewelry, money, securities or furs are present?

Of what professional associations are you a member?

Section III – Projected Annual Payroll
(Not Including Owners and Clerical Staff)

****Your liability insurance carrier defines Independent Contractors as workers who carry their own license and their own liability insurance. All other employees who are 1099 or W2 are considered “on the payroll” and their salaries should be included on the table below.

Based on the above definition, do you have any independent contractors?

Yes
No

If yes, please give their total salaries:

$

Guard Services

Unarmed Payroll

Armed Payroll

Airports (non-public)**

Airports (public)**

Armored Car

Banks

Bounty Hunting / Bail Enforcement

Car Dealerships

Churches

Construction or Demolition Sites

Convention/Trade Shows

Criminal Detention Centers**

Executive Protection

Fast Food Establishments

Federal Government Contracts

Gated Communities/Retirement

Government-Owned Housing**

Hotels/Motels

Industrial (Factories, Warehouses, Etc.)

Institutions (Hospitals, Clinics)

Liquor Establishments (Bars, Taverns, Etc)

Local & State Contracts

Middle/High Income Housing**

Museums/Galleries

Office Buildings

Patrol Cars

Restaurants

Retail Stores (Parking Lots, Outside Perimeter)**

Retail Stores (Inside, Shoplifting, Door Duty)**

Schools

Special Events (Sports, Concerts, Etc)**

Strike Duty

Traffic Control

Transport/Courier Operations

Trucking Terminals

Waterfront/Piers/Marinas

Other**

Private Investigations

Unarmed Payroll

Armed Payroll

Executive Protection / Bodyguard Service**

Insurance, Legal, Credit, Pre-Employment

Lie Detection, Polygraph

Process Server

Security Consultant**

Total

**Please refer to Section IV for a further explanation of operations

Average Hourly Wage:

$ Full Time
$ Part Time

Annual Corporate Revenue:

$ Full Time

Alarm Operations:

$ Estimated Revenue

Please provide a description of all alarm operations:

Section IV – Description of Operations

Please provide complete details of the following operations, if applicable.

Airport Work – Please describe all operations / duties performed:

Apartment Work – Please describe duties. If any government-owned, please provide list of addresses:

Criminal Detention Centers – Please describe all operations / duties performed:

Retail Work – Please describe types of stores, duties, and hours that guard(s) are on duty:

Special Events – Please describe events, locations, and duties:

Bodyguard Work – Please describe duties. Any celebrities, entertainers, or athletes?

Security Consulting – Please describe consulting clients and scope of services provided:

Other – Please describe all operations / duties performed:

Section V – Current Insurance Information

Current Carrier?

Inception date:

Expiration Date:

Premium:

Deductible:

$

Limit of Liability:

$

Occurrence Form?

Yes
No

Has any company cancelled or declined to renew liability insurance?

Yes
No

If yes, please explain:

Do you require staff to report all unusual incidents to management?

Yes
No

Have there been any claims or lawsuits in the past 5 years?

Yes
No

If yes, please explain:

***PLEASE ATTACH FIVE YEARS OF COMPANY LOSS RUNS***

Do you have any knowledge of any incidents which may give rise to a future claim?

Yes
No

If yes, please explain:

NOTICE TO APPLICANTS: This application must be completed in full as the quote will be based solely on the information provided. Any persons who knowingly and with the intent to defraud any insurance company or other person, files an application for insurance containing any false information, or conceals for the purpose of misleading information concerning any fact material thereto, commits a fraudulent act, which is a crime. Be aware of the laws in the states where you operate with regard to the use of firearms and weapons. By signing below, you are verifying that you 1) are aware of, understand, and comply with the laws of the states in which you operate and 2) are aware that any claim you submit where an illegal device was used by you, your employee, or a subcontractor doing work for you may be denied.

Applicant Name 

Applicant Title 

Date 

El Dorado Insurance Agency, Inc
In California dba El Dorado Security Services Insurance Agency – License #0E59720

Texas: 800.221.3386 • 713.521.9251 • Fax 800.700.0126 • 713.521.0125 • 2515 North Blvd. • Houston, Texas 77098
California: 800.221.3386 • 661.377.0260 • Fax: 800.700.0126 • 661.377.0266
4100 Easton Drive, Ste. 2 • Bakersfield, CA 93309